The question often isn’t whether you should file for disability, but whether you need a lawyer to win your social security case.
When I make a decision, I look at what is at stake and the cost invovled.
If you win your social security disability case you are entitled to monthly benefits for the rest of your life, and you are entitled to medicare coverage.
You only have to pay your lawyer if you win your social security case. Attorney fees are limited to 25% of back benefits or at most $5,300. There is never a fee on your monthly payments. Assuming, you are found disabled when you are 50 years old and you live to age 75 and you are paid $1,000 a month this would mean you would be paid close to $300,000 in benefits over your lifetime for a fee of $5,000.
As you can see, the social security system is set up to provide you representation for a small cost.