People often ask if it matters when they file for Social Security Disability.
You should file for Social Security as soon as it appears that you will not be able to work. The reason is that the process takes a long time. Up to three years in certain parts of the country. So the sooner you get started the better. In Central Illinois, I am now representing clients in hearings who filed for a hearing 2 years ago.
Another reason to file quickly is that you can only recover back benefits for one year before your Social Security application date. You want to protect as much of your back benefits as possible. Finally, you are eligible for medicare approximately 30 months from your onset of disability. This is an important benefit that you want to take advantage of as soon as possible.
If you have any questions about filing for your Social Security disability please call me. I cover Peoria, Bloomington, Pontiac, Springfield, Decatur and Champaign, Illinois.