It may surprise you to learn that Workers’ Compensation insurance companies do not always pay injured workers what they are due.
There is no rule that says Work Comp insurance companies must pay you for injuries if you do not ask.
In Illinois you are entitled to payment of your medical bills, payment when you are off work, and payment for the injury itself for work injuries.
Some insurance companies will deny payment of any of these even when the claim is compensable.
At other times an insurance company will pay for the medical treatment, but not pay off work pay.
Finally, some insurance companies pay for medical treatment and time off pay but ignore making a settlement offer.
What can you do?
Make sure that request payment of all your medical bills, payment for being off work, and make certain that you request a settlement offer to close out your case when you are ready.
You should make these requests in writing or at least via email to document everything in the event you need to go up the ladder to an insurance company supervisor.
Remember, it does not hurt to ask. If the insurance company denies your requests or does something questionable make sure that you contact an experienced Illinois Work Comp lawyer to enforce your rights pursuant to the Illinois Workers’ Compensation Act.
Questions about your Work Comp claim? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May with Williams and Swee at 309-827-4371.