If you can no longer work, then you should file for Social Security Disability benefits right away.
There are several reasons for filing immediately.
First, the process takes a very long time.
It can take from six months to over two and one-half years to get a final decision. This includes multiple appeals and a hearing before the administrative law judge.
Second, you can lose benefits if you delay.
Social Security rules only allow you to go back 12 months from the application date to recover back benefits.
For instance, if you were found disabled 24 months before your application date then you lose 12 months of back benefits.
Third, you want to get your Medicare started.
Medicare is available 30 months after your disability onset date is determined.
If you cannot work there is no reason to delay.
File your Social Security Disability as soon as possible.
Need to help with the application process? Feel free to contact Illinois Social Security Disability Attorney Dirk May at 309-827-4371.