Social Security Disability Insurance (DI) — which pays modest but vital benefits to people with severe and long-lasting medical impairments who can no longer support themselves by working — is especially important to workers who’ve earned only a high-school diploma, or less (see graph). New research has identified several reasons why this group is far likelier to receive DI benefits than those who’ve gone to college.
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Social Security does make some allowances for people who have worked in manual labor jobs most of their lives and who are above 50 years of age. The system is complicated and you should consult with an experienced Social Security Disability lawyer. The good news is there is no cost until the lawyer wins the case for you.