What Does Social Security Mean: I Do Not Qualify?

There are many rules and laws that can trip you up.

One is the Date of Last Insurance requirement.

You must work and pay into Social Security to be eligible for Social Security Disability.

If you were not in the work force, or worked in a job where they did not take out Social Security taxes then you cannot get Social Security Disability.

Some examples, are stay at home spouses, some State University employees, or you have a sporadic work record.

The basic rule is that you must have worked enough quarters in 5 of the last 10 years.

Your date of last insurance tells you the date before which you must prove disability.

For example, if your date of last insurance is December 31, 2011 and you are found disabled as of August 31, 2011 then you are entitled to your monthly Social Security Disability benefits.

If you are found disabled as of February 1, 2012, then you are not entitled to any Social Security Disability benefits.

Sounds harsh, but those are the rules.

Just another reason you should file as soon as possible for your Social Security Disability.

For those not eligible for Social Security Disability, you may still qualify for SSI.