In Illinois, it used to be that if your employer did not have Work Comp insurance then you were out of luck.
The law requires almost every employer in Illinois to have Workers’ Compensation insurance. However, there are unscrupulous firms who do not pay for Work Comp insurance.
The good news is that there is a State Fund that pays for injured workers whose employer did not have work comp insurance.
The bad news is that the fund does not always pay out 100% of the benefits due and owing. It depends on how much is in the fund. The other bad part is that it can take several years to pay out.
In any event some money is better than zero.
Questions about your employer not have Work Comp insurance? Call Illinois Attorney Dirk May at 309-827-4371.