In Illinois you are not required to give a statement to the Workers’ Compensation Insurance Company.
The problem with giving a statement is that the insurance company can use it against you later at trial. Statements are taped, and the insurance company representative asks the questions. If you testify differently at trial, then they will try to make it look like you are a liar.
Accident reports are different. They are on company forms and are in writing. They can help your case as long as they are completed at, or around the time of the accident.
However, you need to make sure they accurately reflect what happened at the time of the accident, and they explain what parts of your body you injured.
Questions about how to deal with Insurance Companies? How to complete accident reports? Call me, Illinois Workers Compensation Attorney Dirk May, at 309-827-4371.