A Worker’s Compensation lawyer once told me that if he had a family member who had a back injury he would not counsel him to settle his case. He would instead tell him to go to trial.
The reason is that back injuries are complicated and can result in life long problems.
The settlement contract closes out all future medical treatment for the back.
The only way to leave open the possibility for future medical treatment for your back is to have a Workers’ Compensation trial. The trial is not as scary as it seems. It is nothing like you see on television. There is no jury and it usually lasts less than 1 hour. The only people in the room are the Arbitrator, a court reporter and the lawyers. Sometimes a company representative is also present.
If an insurance company lawyer is worried about future medical problems, shouldn’t you be?