Is Work Comp Open Medical Worth It?


Usually the only way to get future medical coverage in your Illinois Work Comp case is to take your case to trial.

This opens the door for you to seek work related future medical payments.

It does not mean you have insurance or guaranteed coverage.

You must ask the Workers’ Compensation insurance company for authorization.

They may deny you.

If you are denied, then you have to go back to trial to get your medical bills paid.

The review trial often takes longer than the original trial.

The whole process is long and drawn out.

However, it is worth it if you need a future surgery or other costly procedure.

If you think the possibility of costly treatment is remote, and you have health insurance you might decide that future medical coverage is not important to you.

Questions about your Work Comp injury? Feel free to call Illinois Workers Compensation Lawyer Dirk May at 309-827-4371.

New Social Security Ruling About Appeals


Social Security has issued a new rule regarding appeals in early August 2011.

You must choose between appealing an unfavorable Administrative Law Judge disability denial to the Appeals Council, or filing a new application.

Before you could both appeal and reapply at the same time.

I would advise most people to do both. This kept your shot at back benefits alive, and started your new application as soon as possible.

Now you must decide what gives you the best chance at winning.

It is pretty difficult to win outright at the Appeals Council level, so you may want to skip it and reapply.

A new application usually gets reviewed faster because the case has been worked up for trial.

However, you must make sure that your date of last insurance allows you to file a new application.

This ruling makes an already complicated area of the law, Social Security Disability, even more complicated.

Questions about your Social Security Disability case? Feel free to call Illinois Social Security Disability Lawyer Dirk May at 309-827-4371.

Medical Bills and Your Work Comp Settlement


It is important to keep track of your work injury related medical bills.

You need to show what the bills are or you will not get paid.

Surprisingly, many providers do not keep very good track of their bills. You need to keep track of the bills to protect yourself.

Some bills get turned over to collections. You need to keep track of these separately.

The Work Comp settlement contracts must show the insurance company will pay the bills, or you will have to pay the bills yourself.

Questions about your work comp injury? Feel free to call Illinois Work Comp Attorney Dirk May at 309-827-4371.

Social Security Disability and Your Date of Last Insurance


What does your Date of Last Insurance mean, and why does it matter?

Social Security Disability is an insurance program.

This means you must pay enough into the system to be eligible for Social Security Disability benefits.

You must be found disabled before your date of last insurance.

For instance, if your date of last insurance is December 31, 2010, then you must prove you were unable to work before this date.

Some people have a date of last insurance of several years ago. This makes it very difficult to prove your case because the medical records from years ago are usually not that supportive.

There is also the question of why you waited to file your case several years later.

The date of last insurance problem usually happens when you have not worked for a number of years, or you have worked sporadically, or you did not pay Social Security taxes.

Even so you may still be eligible for SSI, which is a different type of program.

Question about your Social Security Disability case? Feel free to call Illinois Social Security Disability Attorney Dirk May at 309-827-4371.