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How Do You Get Future Medical Treatment in Illinois Work Comp?

Dirk May Help, Illinois, Law, Medical, Workers Compensation

It is possible to obtain future medical treatment for your Illinois work related injury; it just is not easy.

Most cases that are settled end all medical treatment. When you read the contract it is clear that it does not allow for any future treatment once your case is over.

For instance, if you injure your knee on the job, have surgery and then settle your case, the result is that any need for future injections or surgery is on you.

The reason is that insurance companies do not want to be responsible for some unknown bill that may extend far into the future.

You can ask the insurance company to leave medical open, however it is very rare for the work comp insurance company to agree.

If the company will not agree to leave medical open, then you can take your case to trial. If you win the cases it leaves open the potential for future medical. You still must prove that your future medical need is related to the original work injury. The insurance company will have potential defenses such as another unrelated injury, arthritis related to aging, or unknown causes of your problem.

The advantage of settlement is you know what you are getting and you get the money sooner. The disadvantage is that it closes out the possibility of future medical treatment.

Questions about your work injury? Feel free to contact Illinois Work Comp Attorney Dirk May at 309-827-4371.

What to Do When Your Work Comp Caves In

Dirk May Help, Workers Compensation, Workers Compensation Commission, Your questions ,

What happens if you are injured at work and your insurance company denies, delays and does not pay you?

This is becoming a more frequent problem.

Many insurance companies are taking advantage of vulnerable people.

If the work comp insurance company does not pay your medical bills, then you need to call an experienced workers’ compensation lawyer right away.

If work comp does not pay you, then you need to call a work comp lawyer.

If work comp denies your claim, then call a work comp lawyer.

There may be a reason that can be corrected that will start your payments or get your medical bills paid.

The insurance company may be wrong in denying your claim.

The only way to be certain is to call an experienced Illinois Workers’ Compensation lawyer to review your case.

It does not cost anything to talk with a lawyer.

An Illinois Workers’ Compensation attorney is only paid when they recover money for you.

Questions about what the insurance company is telling you? Feel free to contact Illinois Work Comp lawyer Dirk May at 309-827-4371.

They Offered What? Illinois Worker’ Compensation Horror Stories

Dirk May Help, Settlements, Workers Compensation, Your questions

Illinois Workers’ Compensation is under attack by the Governor.

The decision makers are aware of this, and they are being very cautious.

This means that Arbitrators and Commissioners are being conservative with their awards, decisions, and recommendations.

Insurance companies are well aware of this and making very low offers.

This does not mean that the offers are proper, however.

Be very careful before you agree to any insurance company offer and settle your case.

Make sure that you speak with an experienced Illinois Work Comp lawyer before you agree to anything with an insurance company.

It does not cost you anything to speak with an Illinois Work Comp lawyer.

Questions about your work injury? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May at 309-827-4371.

Illinois Work Comp and Insurance Company Offers

Dirk May Help, Law, Workers Compensation

How do you know if the Workers’ Compensation insurance company is being fair in its settlement offer.

First, the insurance company is supposed to pay all related medical bills for your work injury treatment. If the bills are not paid, then they are not being fair.

Second, the insurance company is supposed to pay you if you are off work as a result of your injury. If they have not paid you, then they are not being fair.

Third, the insurance company is supposed to offer you a settlement for your work injury. If they have not offered you a settlement, then they are not being fair.

What about the settlement offer?

The only way to truly know is to have an experienced workers’ compensation lawyer review the offer. Some attorneys will review your offer for you.
Their is no fee for this service. You have the option to hire the lawyer to see if they can get the insurance company to increase the offer, and then a fee may be charged on the amount the offer is increased.

It makes sense to check with an experience workers’ compensation attorney because the insurance company has a number of lawyers working for them.

Questions about the value of your case? Feel free to contact Illinois Work Comp Attorney Dirk May at 309-827-4371.

Advantages of Settling Your Work Comp Case

Dirk May Help, Settlements, Workers Compensation

In Illinois here are some good reasons to settle your workers’ compensation case.

The biggest advantage is that you get your money faster than when you have a trial.

After you sign settlement contracts and the contracts are approved, you typically get paid in 4 weeks.

Trials take longer because you have to get all the evidence together and take depositions of the doctors and either side can appeal the Arbitrator’s decision.

Another advantage of a settlement is that you know what you are getting. It is all outlined in the contract, including the amount of money you receive.

When you have a trial the Arbitrator decides the value of your case. Any offers are off the table and you may receive more than the offer or less.

A disadvantage to settlement is that your case is over, and any future medical treatment is your responsibility.

If you win at trial it at least gives you the possibility of future medical. However, it may require another trial some time down the road.

If you receive a fair offer and do not believe you will need future medical treatment, then settlement may be best for you.

Questions about the value of your case? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May at 309-827-4371.