Illinois Work Comp and Your Job

What if you are injured on the job.

Are you stuck in your job?

The answer is usually, fortunately not.

The reason is that in Illinois the law requires employers to carry Workers’ Compensation insurance.

The insurance company must cover your medical bills, pay you while you are off work, and pay you for the value of the injury.

It does not matter if you continue to work at the same place, quit, retire or change jobs. It does not even matter if your employer goes out of business.

The insurance company stands in the place of your employer and follows you wherever you go.

However, it does make a difference when you have limitations as a result of your work injury.

For instance, if you may not be able to return to your former work then you cannot just retire or quit your job.

The reason is that you have to give your employer a chance to see if they can accommodate your restrictions.

If you retire, then you will not be able to make the argument that a lifting restriction will keep you from your former job and make it so that you can only perform sit down work or no work at all.

Questions about your work injury? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May with Williams and Swee at 309-827-4371.

Ask and You May Receive: Illinois Work Comp

It may surprise you to learn that Workers’ Compensation insurance companies do not always pay injured workers what they are due.

There is no rule that says Work Comp insurance companies must pay you for injuries if you do not ask.

In Illinois you are entitled to payment of your medical bills, payment when you are off work, and payment for the injury itself for work injuries.

Some insurance companies will deny payment of any of these even when the claim is compensable.

At other times an insurance company will pay for the medical treatment, but not pay off work pay.

Finally, some insurance companies pay for medical treatment and time off pay but ignore making a settlement offer.

What can you do?

Make sure that request payment of all your medical bills, payment for being off work, and make certain that you request a settlement offer to close out your case when you are ready.

You should make these requests in writing or at least via email to document everything in the event you need to go up the ladder to an insurance company supervisor.

Remember, it does not hurt to ask. If the insurance company denies your requests or does something questionable make sure that you contact an experienced Illinois Work Comp lawyer to enforce your rights pursuant to the Illinois Workers’ Compensation Act.

Questions about your Work Comp claim? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May with Williams and Swee at 309-827-4371.