The short answer is that the average American claims Social Security at 64.5 years of age. Most people claim at or before their full retirement age and less than 10%
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Interesting and informative article. There are several advantages to being found disabled pursuant to the Social Security Act. The first is that you are paid as though you retired at full retirement age. This avoids the early retirement penalty. The second is that you are entitled to Medicare benefits 30 months after your disability onset date. If you can no longer work you should meet with an experienced disability lawyer to file for Social Security Disability as soon as possible