Click above to read.
Cameras can also show that a real injury occurred.
Insurance
Ask and You May Receive: Illinois Work Comp
It may surprise you to learn that Workers’ Compensation insurance companies do not always pay injured workers what they are due.
There is no rule that says Work Comp insurance companies must pay you for injuries if you do not ask.
In Illinois you are entitled to payment of your medical bills, payment when you are off work, and payment for the injury itself for work injuries.
Some insurance companies will deny payment of any of these even when the claim is compensable.
At other times an insurance company will pay for the medical treatment, but not pay off work pay.
Finally, some insurance companies pay for medical treatment and time off pay but ignore making a settlement offer.
What can you do?
Make sure that request payment of all your medical bills, payment for being off work, and make certain that you request a settlement offer to close out your case when you are ready.
You should make these requests in writing or at least via email to document everything in the event you need to go up the ladder to an insurance company supervisor.
Remember, it does not hurt to ask. If the insurance company denies your requests or does something questionable make sure that you contact an experienced Illinois Work Comp lawyer to enforce your rights pursuant to the Illinois Workers’ Compensation Act.
Questions about your Work Comp claim? Feel free to contact Illinois Workers’ Compensation Attorney Dirk May with Williams and Swee at 309-827-4371.
WorkersCompensation.com CompNewsNetwork – The Beautiful Face of Workers’ Compensation Fraud
WorkersCompensation.com CompNewsNetwork – The Beautiful Face of Workers’ Compensation Fraud.
Click above to read.
Good reminder that insurance companies will perform surveillance on injured workers and check out the internet, including facebook.
WorkersCompensation.com CompNewsNetwork – Never Avoid Your Gut Instinct In Work Comp Claims Handling
WorkersCompensation.com CompNewsNetwork – Never Avoid Your Gut Instinct In Work Comp Claims Handling.
Click above to read.
This gives some interesting insight into how Workers’ Compensation insurance companies operate.
Back Surgery and Workers’ Compensation Claims
Back injuries are a big deal in Workers’ Compensation claims.
The reason is that back pain can easily become chronic and bother you for many years.
The most important thing to do with a back injury is make an accident report immediately. This will insure that the employer does claim that you were injured somewhere outside of work.
It is also important to go to a doctor as soon as possible and report that you were injured at work and how it happened.
If you delay getting treatment, the insurance company may argue that your injury was not that bad because you waited too long.
In the situation that you must have surgery you will most likely need some weeks for recovery and physical therapy.
You cannot settle your case until you have recovered to the point of maximum medical improvement (meaning this is as good as you will get).
In back surgery cases especially, you must be very careful when settling your case.
Once you settle all future medical treatment will be your responsibility.
This means your medical card or own health insurance will have to cover the treatment.
Usually the only way to avoid this is to have a trial to leave open the possibility of access to future medical treatment.
If you have surgery for a back injury make sure that you consult with an experienced Illinois Work Comp attorney.
Questions about your case? Feel free to contact Illinois Worker’ Compensation Attorney Dirk May with Williams and Swee at 309-827-4371.