Should You Apply for Social Security Disability?

Social Security Disability involves a complicated application process.

There is also usually a long waiting period before you are accepted.

The odds of being approved are not great.

All this to say that you should make sure that you truly cannot work a job before you apply for disability.

Monthly disability payments may range from $400 to $2500 depending on your earnings history.

So Social Security does not pay you a tremendous amount of money, however if you cannot work it is a wonderful safety net.

The other advantage of Social Security Disability is that eventually you will be entitled to Medicare.

The SSDI program has the added feature of allowing you to work part-time with a monthly earnings limit that changes every year.

This allows you to earn some money in addition to your disability payment.

The whole process may take up to 2 to 3 years, therefore you should make sure that your health definitely prevents you from working.

Many people work until they absolutely cannot continue and then file.

Before you stop working you should ask your doctors for the proper testing to document your conditions such as xrays, MRIs, nerve testing, or breathing tests.

This will provide objective evidence of your condition and support your claim.

Questions about winning your disability claim? Feel free to contact Illinois Social Security Disability Attorney Dirk May at 309-827-4371.