4 Reasons Why Disability Insurance Is Especially Important to Less-Educated Workers | Center on Budget and Policy Priorities

Social Security Disability Insurance (DI) — which pays modest but vital benefits to people with severe and long-lasting medical impairments who can no longer support themselves by working — is especially important to workers who’ve earned only a high-school diploma, or less (see graph). New research has identified several reasons why this group is far likelier to receive DI benefits than those who’ve gone to college.

Source: 4 Reasons Why Disability Insurance Is Especially Important to Less-Educated Workers | Center on Budget and Policy Priorities

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Social Security does make some allowances for people who have worked in manual labor jobs most of their lives and who are above 50 years of age. The system is complicated and you should consult with an experienced Social Security Disability lawyer. The good news is there is no cost until the lawyer wins the case for you.

New Tips for Your Social Security Disability Case

Social Security looks at your ability to function and attempts to apply it to the work setting.

Several ways to document your problems with daily functions are as follows:

  • Ask your doctor to complete a driver’s disability placard form from the Secretary of State. Make sure you ask for a copy of the completed form to provide to Social Security.
  • Ask your doctor to document any assistive device with a prescription, such as a cane, brace or walker.
  • If your doctor recommends elevating your legs or only lifting a certain amount of weight, ask the doctor to put it in writing for you.
  • Keep a simple log of headaches, seizures and their severity and length of time you are incapacitated.

Social Security is all about your medical records so make sure that you have official documentation of your problems.

Any objective testing will also help. This includes xrays, MRIs, EMGs, breathing tests, or heart tests.

Questions about how to make sure you have everything you need to prove your disability? Feel free to contact Illinois Social Security Lawyer Dirk May at 309-827-4371.

Des Moines man’s disability payments falter during feds’ probe

Investigation into former Social Security payee company leads to hardship.

Source: Des Moines man’s disability payments falter during feds’ probe

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Some disabled people are required to have a representative payee because SSA believes they are unable to handle their own benefits. It is often difficult to find an organization who will pay a person’s bills for them. The best solution is a trustworthy relative but it is not always possible.

When Does the Average American Claim Social Security? | Business Markets and Stocks News | host.madison.com

The short answer is that the average American claims Social Security at 64.5 years of age. Most people claim at or before their full retirement age and less than 10%

Source: When Does the Average American Claim Social Security? | Business Markets and Stocks News | host.madison.com

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Interesting and informative article. There are several advantages to being found disabled pursuant to the Social Security Act. The first is that you are paid as though you retired at full retirement age. This avoids the early retirement penalty. The second is that you are entitled to Medicare benefits 30 months after your disability onset date. If you can no longer work you should meet with an experienced disability lawyer to file for Social Security Disability as soon as possible

Saving easier for people with disabilities, treasurer says | Local News | pantagraph.com

BLOOMINGTON — Families with a child with a disability may find it easier to save for future expenses, thanks to a program that has expanded to Illinois.

Source: Saving easier for people with disabilities, treasurer says | Local News | pantagraph.com

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This is an important change for people who have children that receive SSI benefits. Make sure that you check into this option to help your children or grandchildren.